Currently kindling… (update)

Hi all! Turns out this title “currently kindling…” will be my standard post title for updating my net worth! For my own records, I update my net worth every week (usually on Saturdays) – which is total overkill but it does motivate me from spending my whole weekends vegging out on the couch and not progressing towards my financial goals. Well, I still do spend quite a bit of time doing nothing in particular, but that’s more of a Sunday activity 🙂

The last time I did a net worth update in December 2019, my net worth was just under $29,000. Now, in August 2020 (during a pandemic and a year that will not quit), just eight months later – my net worth is just under $40,000 ($39,540)!

net worth over the last six months

One of the reasons that I felt compelled to publish this update was primarily that I never really give myself credit for my accomplishments. Among the many fun cognitive dissonances that I am prone to – minimization is a big one. I see my “wins” as not that impressive and I see my failures as reflective of my worth as a human being.

I think another reason that I minimize is because I follow a lot of very successful people on Twitter. And I often feel very behind the 8-ball compared to how much *they* have and how much *they* save. So I want to give myself the grace to acknowledge how far I’ve come at 26 years old. Especially given the fact that in 2017, I had negative net worth because of five figures worth of credit card debt.

(Also I’m only 26 years old and have only been working full-time for 5 years… I don’t acknowledge that enough either!)

So my goals in the short term will remain to save as much money as possible. My long-term goal is still early retirement. Will it happen before 50? I don’t know, but ideally that is what I’m striving for. I have a solid job now and great colleagues, but a standard 8-5 is not an endgame for me.

In the meantime, I’m pursuing more creative ventures like podcasting and digital design – more to come on those.

But as always, thank you so much for reading! I’m always happy to meet more FIRE folks. If you’d like to connect with me, the easiest way is @Janaedoes on Twitter, but you can also email

Stay safe and be well,

— J