Comparative Analysis of 2021 and 2021 Mortgage Approvals and Denials in Kansas
The phrase “comparative analysis” is commonly used in the context of fair lending compliance. In short, bank examiners will choose two sets of files where borrowers have similar financial characteristics such as debt-to-income ratio (DTI), loan-to-value ratios (LTV) and income. However, one set of borrowers was approved for their loans while the other set of…
Google Data Analytics Case Study
As part of Google’s Data Analytics certificate, students were asked to choose from one of two cases (or pursue your own project!). Below are the slides from my finished project.
Beginning on Kaggle
I’ve finished (?) the beginning steps on my first project on Kaggle! I likely am not completely done but as a beginner, I don’t know what I don’t know. I cleaned a pretty messy data set. The dataset included data on mortgages originated and mortgage applications for the state of Kansas during 2020. In the…