Tag: financial services
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Comparative Analysis of 2021 and 2021 Mortgage Approvals and Denials in Kansas
The phrase “comparative analysis” is commonly used in the context of fair lending compliance. In short, bank examiners will choose two sets of files where borrowers have similar financial characteristics such as debt-to-income ratio (DTI), loan-to-value ratios (LTV) and income. However, one set of borrowers was approved for their loans while the other set of…
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Credit Rules Everything Around Me
You likely know the ‘Big 3’ of credit reporting – Equifax, Experian, TransUnion. But there are PLENTY of other consumer reporting agencies (CRAs) with a variety of information on you and your checking accounts, credit inquiries, job history, and all that. Creditors are largely figuring out that using the same-old data from the Big 3…
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My 8-5
So today I decided write a thread on Twitter about my career (tangentially speaking)! The thread was a bit brief, because character limits (while necessary) are quite aggy. The day-in and day-out of my job can get very tedious. But seeing these landmark cases (that I reference in this thread) puts everything into perspective. The…
Janae Does... 